More than 44 million formal businesses in Sub-Saharan Africa. Over half cannot get the finance they need.

They run on paper. They are quoted enterprise software priced for companies a hundred times their size. The finance gap across Africa stands at $331 billion.

MHTECH builds the software and the financial products that close it. We also build product for the banks and operators who serve them.

SME finance gap and formal MSME counts: International Finance Corporation.

We build with our own money before we build with anyone else’s

MHTECH runs two engines. We build ventures, and we sell the same product capability to banks, operators and institutions as consulting. The consulting funds the ventures.

That means every venture we launch has been paid for by work we already shipped, and every client engagement is run by a team that builds its own products.

A studio built out of an economy, not dropped into one

MHTECH is the venture studio of Mountain Hub, which has trained 10,000 young people and supported 500 companies across all ten regions of Cameroon since 2020.

That gives us something most studios buy expensively: a pipeline. Founders, engineers and operators come to us through a market we spent six years building.

We start in Francophone Africa because it is underserved, under-contested, and because we work natively in French and English.

About MHTECH

The model

Two engines, one team

Most studios raise first and build second. We inverted it.

Engine 1

Innovation consulting

Product and brand design. Product development. Business growth. Corporate innovation programmes. We do this work for banks, telecommunications operators, insurers, logistics companies and government.

It pays the studio’s costs, and it is where venture ideas and corporate co-investors come from.

What we do
Engine 2

Venture building

We validate an idea before writing production code. If it clears, we build the MVP, prove the model, and bring in a CEO-founder to scale it.

What we are building
  1. Consulting revenue
  2. MVP development
  3. Ventures
  4. Corporate relationships

Proof

What we have shipped

Client engagements are published here with written client consent, and added as each one is cleared.

Ventures: five theses are in the idea bank, each scored on six criteria before it can enter validation.

Authority

Who builds this

  • Ayuk Etta

    Chief Executive

  • Berlinda Esoh

    Chief Operating Officer

  • Mirabel Tieseh

    Chief Financial Officer

  • Martin Elong

    Innovation, Research and Development

  • Bill-Elton Ndoh

    User Experience Research

Backed by Mountain Hub. Partnered with MTN Cameroon on the first corporate venture studio in Cameroon.

MHTECH | Venture studio building AI and fintech for African SMEs